Terms and Conditions

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Terms and Conditions

1. Introduction

Welcome to Insurance Hub (“we”, “us”, “our”). These Terms & Conditions govern your use of this website and services. By accessing or using our site, you agree to these terms.

2. Service Description

  • We operate as a comparison platform for insurance quotes.

  • We do not issue insurance policies ourselves; instead, we connect users with insurance companies or agents.

  • The quotes, rates, and information on this site are approximate and may change depending on the insurer’s terms.

3. User Obligations

  • You must provide accurate, truthful, and complete information when filling forms or requesting quotes.

  • You agree to read the full terms and conditions of any policy you choose through our referrals.

  • You must use our site only for lawful and legitimate purposes, and not for any prohibited or fraudulent activity.

4. Pricing & Payments

  • Additional taxes, fees, or charges may apply depending on your country or insurer.

  • Any payment for a policy you select will be made directly to the insurance company or agent, not through us.

5. Intellectual Property

  • All content, trademarks, logos, images, and materials on this site are owned by us or used with permission.

  • You may use the content for personal, non-commercial use only. Duplication, distribution, or republication without our written consent is prohibited.

6. Limitation of Liability

  • We provide information and referrals; we are not liable for any losses, claims, damages, or costs you may incur through use of our service, except in cases of gross negligence or willful misconduct.

  • We do not guarantee the completeness, accuracy, or availability of all quotes and data.

7. Changes to Terms

  • We may modify or update these Terms & Conditions at any time.

  • Any changes will be posted on this page, and your continued use of the site constitutes acceptance of those changes.